Insurance Law 2613 — Legislation

Legislation Search OpenLegislation Statutes Search Term Search icon Search previous SECTION 2612 Discrimination based on being a victim of domestic violence up ARTICLE 26 Unfair Claim Settlement Practices; Other Misconduct; Discrimination next SECTION 2614 Discrimination because of past lawful travel Viewing most recent revision (from 2014-09-22) View historical revision as of: -- Choose a Date -- 2014-09-22 Share Facebook Email SECTION 2613 Eligibility for life and disability insurance for persons with a history of any type of cancer Insurance (ISC) CHAPTER 28, ARTICLE 26 § 2613. Eligibility for life and disability insurance for persons with a history of any type of cancer. (a) Unless its action is based upon sound actuarial principles or is related to actual or reasonably anticipated experience, no insurer shall refuse to issue any policy of life or non-cancelable disability insurance, or cancel or decline to renew such policy because an individual has had any type of cancer, provided that the initial diagnosis of such disease has occurred at least three years prior to the date of application and that a physician has certified that the disease has not reoccurred in the applicant or the individual proposed for such insurance. (b) In the case of an adverse underwriting decision, the insurer shall notify the applicant or proposed insured of its specific reason or reasons for such decision.